Title Loans Coral Terrace, Florida

Your finances can get out of control if not closely monitored. Are you part of the working poor? If you live paycheck to paycheck, you probably are, and but guess what? You don’t have to be poor to live paycheck to paycheck. Many people from various economic backgrounds find themselves overextended and underfunded. Many times these situations are temporary, but they are still a problem. How do you solve them? Get more money, and one way to do that is with auto equity loans in Coral Terrace.

Title loans in Coral Terrace require you to put up collateral in the form of a vehicle, which is exchanged for a loan. Loan amounts vary, but because they are based on collateral, nearly everyone qualifies. There is no credit check, making these loans perfect for those with poor or bad credit.

Requirements for Coral Terrace Title Loans

Do you own a car? Are you at least 18? Do you have a job? If you answered yes to these questions, you are qualified for a title loan. Just make sure the vehicle you plan to use is paid off, has no liens and has you listed on the registration as the owner. You can also qualify for title loans in Miami and Coral Terrace without a job, but you do need an income. Your money can come from disability, social security, a pension, alimony or another source.

Title Loan Coral Terrace Application

All you need to complete the Amberjack Finance online title loan application is your name, phone number and address, and the make, model, mileage and year of your car. When you submit the application, we give you a loan estimate and call you to talk options. One factor in determining what you final loan amount will be is the condition of your car. As you know, the make and model don’t tell the whole story. We need to know how the vehicle runs, if it has problems, if there is damage or if you have added things that increase its value. Your loan amount can be higher or lower than the original estimate because it is based on the actual value of your vehicle. After we work out all these details, including a customized loan repayment plan that works for you, the money is put into your hands.

Florida Legal Information

  • Title lenders must be licensed.
  • Lenders and borrowers must sign a written agreement about loan terms. This information includes interest rates, loan amounts and the consequences of defaulting on a loan.
  • Lenders must give borrowers 10 days notice if the borrower’s car is about to be sold to satisfy a delinquent loan amount.
  • Borrowers have loan terms set at 30 days, but they have the option to extend for additional 30 days periods when the lender agrees.
  • Interest rates vary from 18 percent for loans over $3,000 to 30 percent for loans under $2,000.

Benefits

  • You get the money fast. Complete the application, talk to an Amberjack Finance representative, sign all the necessary paperwork and give the rep your car title. That can all be wrapped up very quickly, allowing you to get the loan money the same day you apply. Very few lending institutions offer that type of speedy processing.
  • You get the money without any hassle. Title loans in Coral Terrace are secure with collateral. Because of that, there is no credit check. Collateral eliminates the need to ask questions about your payment history and your potential to pay in the future. Everything is based on your car, which means most title loans are approved.
  • You get to pay the money back quickly.

Loan terms are only a month, which lets you get the money you need, pay it back and go back to your normal routine.