Title Loans El Portal, Florida

How does one deal with a financial situation and you need cash fast. About 75 percent of society lives paycheck to paycheck, which means there are a lot of people who need financial help. Sometimes they get if from friends or loved ones, sometimes they get it from the bank, and sometimes they have no idea where to go for help. Amberjack Finance helps people in these situations everyday by approving them for title loans.

Title loans in El Portal allow any adult car owner to use their vehicle’s title to get a personal loan. Cars, trucks, motorcycles and other vehicles have a lot of value, which allows lenders the freedom to offer loans without worrying about the borrower’s credit history. In fact, with Amberjack Finance, there is no credit check.

Eligibility Requirements

Having a vehicle is the number one requirement to get a title loan. That vehicle must be paid off and have no liens. The applicant’s name must be listed on the registration. Applicants must also have a source of income. A job, retirement or disability benefits, pensions, alimony and other sources are allowed. You must be at least 18 to apply for a title loan.

Title Loans El Portal Application

Amberjack Finance online applications are so quick and easy and convenient. Just give us your name, address and phone number. We also need to know the make, model and year of your car, and how many miles it has. From this basic information, we have enough to give you a loan quote. We then call you to discuss your options. To determine your final loan offer, we need to check on the condition of your vehicle. Is it in good shape? Does it have damages that were not repaired? Did you upgrade to expensive rims? Because your loan amount is determined by the equity in your vehicle, the more valuable the car, the bigger your cash payout. When we finish the loan process, you let us hold onto your title and we hand over cash money to you.

Florida Legal Information

  • Lenders must be licensed.
  • Loan terms are set for 30 days.
  • Loans can be renewed for additional 30 day loan periods if both lender and borrower agree to terms.
  • Before signing a loan agreement, both the borrower and the lender must sign a disclosure agreement that states the loan amount, finance charges and consequences of delinquent accounts.
  • Interest on loans up to $2,000 is as high as 30 percent. Loans between $2,000 and $3,000 is 24 percent. Any loan over $3,000 has an interest rate of 18 percent annually.
  • Borrowers get 10 days notice if their vehicle is going to be sold.

Benefits

You need cash in a hurry, and you get it. How’s that for a benefit? You will find it extremely challenging to find traditional lenders who will complete your loan application in about a day and give you the loan money. What’s normal for bank loans is to spend several weeks turning in bank statement, pay stubs and other documents, and having a loan officer look through your credit history to see if you’re worth the risk. If that credit score is not high enough, you probably won’t get the loan. Visit Amberjack Finance, and we won’t check your credit.

Title loans in Miami and El Portal have predetermined loan terms, but that doesn’t mean they aren’t flexible. If you hit a snag in your repayment plans, we can add another 30 day term to give you the freedom to pay off the loan in a more reasonable time frame. For those clients who have the ability to pay off their title loan early, go ahead and do so. We do not charge an early payoff penalty.